1. This competition is open to those who participate in the Visa Banking Proposition survey. Please note the person named in the entry must be aged 18 years or older as at date of entry. The Promoter of the Free Prize Draw is Visa Europe Ltd, 1 Sheldon Square, London W2 6TT, United Kingdom. Winners will be chosen at random via a prize draw by Red C Research & Marketing Ltd (“Red C”), on behalf of Visa Europe Ltd.
  2. Employees and contractors of Visa Europe Ltd or Red C & Marketing Ltd are excluded from participating in the competition.
  3. The prize consists of a €1,000 shopping voucher which will be awarded to the winner.
  4. By entering this Free Prize Draw:
    1. You, the entrant, represent and warrant that you have read and agree to be bound by these Terms & Conditions, that you are eligible to participate in the Free Prize Draw, and that all of the information provided as part of your entry is accurate, does not violate any third party’s legal rights or any applicable laws; and
    2. You, the entrant, agree to be bound by the Promoter’s interpretation of these Terms & Conditions which is final in all matters relating to the Free Prize Draw.
  5. The Promoter is entitled at its sole discretion to disqualify entrants or withdraw the prize if they become aware of any possible dishonesty or fraud or breach of these Terms & Conditions.
  6. To enter the competition, participants must complete and submit the survey by the respective stated deadline : 30th August 2024 23:59 (“The closing date”)
  7. To enter, tick the ‘yes’ tick box within the survey on the final page next to the following statement: “Would you like to be entered into a draw to win the €1,000 shopping voucher?”. If you choose to participate in the prize draw, we need your personal data to potentially identify that you are the winner and to distribute the prize to you. For this process we will require your name, email address, contact number and country of residence. These details will be retained securely and only for as long as reasonably necessary for the purpose for which it was collected to a maximum of 6 months from date of survey issue. RED C will securely hold your contact details for the purposes of notifying you that you are the winner and to administer the prize to you. You have the right to withdraw consent at any time.  To exercise your rights in respect of your personal data please see the RED C Privacy Statement which is available here: https://redcresearch.ie/privacynotice/.  Visa Europe Ltd.’s data protection and privacy policy will apply to all entries into the competition. A copy of Visa Europe Ltd.’s data protection and privacy policy can be found here: https://www.visa.co.uk/legal/global-privacy-notice/jurisdictional-notice-eea.html. 
  8. Entries into the prize draw will be accepted until the closing date.
  9. Entries not submitted in accordance with these Terms & Conditions or that are illegible, incomplete or altered will be disqualified.
  10. Only one valid entry to the competition is permitted per person.
  11. The winner of the draw will be chosen at random from all completed entries received, by 6th September 2024 by RED C.
  12. Incomplete entries will not be eligible for the competition. The Promoter will not be responsible for any entries that are not received for any reason by the Closing Date, whether lost, delayed, corrupted or otherwise, and whether or not due to any technical difficulties or malfunctions.
  13. The Promoter accepts no responsibility for difficulties experienced in submitting an entry to this competition, including, but not limited to, incomplete, corrupt or incorrect entries or for any malfunctions, errors or viruses in the software that has been designed to maintain entrants’ details, or for any incompatibility with all, or any, hardware and/or software that entrants may use. The Promoter does not guarantee that any relevant website for competition entry will be available at all times or at any specific time. Proof of transmission will not be accepted as proof of receipt.
  14. Details of how to enter this competition form part of these Terms and Conditions.
  15. The Promoter reserves the right to amend or withdraw the competition in the event of any unforeseen circumstances outside its reasonable control.
  16. The winner will be randomly selected by RED C, using a random number generator associated with the respondent’s ID.
  17. The decision of RED C shall be final and no correspondence shall be entered into in that regard
  18. The prize winner will be notified at the Contact Email and/or Contact Telephone Number provided within 7 days of the prize draw.
  19. The prize winner will have one month to claim their prize i.e. must confirm receipt of notification within one month of being contacted by RED C. Failure to confirm receipt of notification within the stated time will result in disqualification and another winner being selected.
  20. The prize winner will be advised of prize delivery procedure within two working days of the winner confirming receipt of notification from RED C.
  21. The prize is not transferable. There is no cash value or alternative to this prize.
  22. The Promoter reserves the right in its sole discretion to cancel, terminate, modify or suspend the Free Prize Draw at any time.
  23. The Promoter reserves the right at its sole discretion to alter or substitute the prize with any items of equal or greater value for any reason and without notification.
  24. The Promoter does not take responsibility for any delays or difficulties experienced in the supply or use of the prize.
  25. To the extent permitted by law, the Promoter accepts no liability for any loss suffered by you in relation to this competition. Nothing in these Terms & Conditions shall exclude the liability of the Promoters for death, personal injury, fraud or fraudulent misrepresentation as a result of its negligence.
  26. Use of a false name or address by a competition entrant will disqualify them from receiving any prize.
  27. The competition and these Terms & Conditions are governed by Irish Law and subject to the exclusive jurisdiction of the Irish Courts which shall have exclusive jurisdiction to settle any disputes which may arise out of or in connection with the Free Prize Draw. Any disclaimer of liability by The Promoter under these Terms and Conditions is enforceable to the maximum extent permitted by applicable law. Each of the provisions of these Terms and Conditions is severable and if any such provision is held by any court or other competent authority to be illegal, void or unenforceable in whole or in part, the legality, validity and enforceability of the remaining provisions of these Terms and Conditions shall not be affected or impaired.